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Legal notice


Anna Kaloo Family Photography may amend terms and conditions, you will be notified of any changes via email. Please note that the up to date terms and conditions can be located from

In the following terms & conditions “the photographer” shall mean Anna Kaloo  trading as Anna Kaloo Family Photography. “The client(s)” shall be those persons defined a bride and groom in the wedding booking.  It is agreed that the following terms set out the total agreement made between the parties and that no variation or modification of this contract shall be effective unless agreed by both parties in writing.        

Booking Fee/Deposit Payments

A non-­‐refundable booking fee of 35% as well as full acceptance of the terms and conditions as published on the photographer’s website secures the time and services of the Photographer for the wedding and is non-refundable or transferable in the event of cancellation, it being the agreed loss suffered by the photographer due to cancellation. The booking fee will be deducted from the cost of the client’s chosen package when calculating the final balance due.

Breakdown of payment

Payment 1 - Deposit

35% of total

*If in the case of a catastrophic event causing the cancellation of the wedding on your part, Anna Kaloo Family Photography would carefully consider the refund of the deposit.

Anna Kaloo Family Photography will not book any other work on your date, and so your deposit provides financial security to Anna Kaloo Family Photography, should a cancellation occur. In this instance, your deposit would not be refunded.

Payment required within 1 week of booking, confirmation of booking will be sent via email once payment has been processed.


Payment 2 -

100% remaining balance 1 month prior to the wedding day


Payment in full of the remaining balance will be due one calendar month before the wedding day. Weddings that are postponed to a later date will retain the fee as long as the Photographer can re-schedule for the new date and time.              

Wedding Arrangements

The details of the wedding arrangements are to be agreed beforehand in writing (email is acceptable). The Client shall notify the Photographer    of any changes to these details in writing. The Photographer/s cannot be held liable for delays or disruption in their delivery of the service until any changes are received, and acknowledged in writing.              


The Client may cancel this contract at any time by giving written notice to the Photographer/s but in doing so shall forfeit any monies paid. Cancellation less than 12 weeks before the wedding will result in the payment in full becoming due.  All cancellations must be in writing.


The client(s) hereby allow(s) the photographer to display any photograph covered by this contract and to generally promote the business in advertising, brochures, magazines articles, websites, social media, sample albums etc.


All image sizes are nominal. The Photographer/s will provide a pleasing colour balance but cannot guarantee exact colour matching owing to anomalous reflectance caused by a combination of certain dyes and materials especially man‐made fibers. It is sometimes impossible to record on film or digitally the exact colour as seen by the human eye. For a booking involving a church ceremony or at certain venues, the Photographer’s movements are sometimes restricted by the official in charge. The area from which the Photographer is able to cover the ceremony may not be the Photographer’s choice and the Photographer cannot accept responsibility for any obstructed view should this be the case.  
The photographer can never guarantee the number of images that shall be provided; however the aim is to provide a selection of images to document your day.

Working hours of Photographer    

    The photographer will arrange timings with you separate to this document. This must be acknowledged in writing (email is acceptable). Any changes you wish to make after the agreed arrangements, must be sent in writing (email is acceptable). This may or may not be authorised by the photographer, subject to initial contract.


All images will be adjusted for exposure, brightness, contrast, sharpness, etc The Photographer’s judgement regarding these corrections and the number of images put forward to the Client for preview shall be deemed correct.                 

Retouching, digital manipulation and artist finishing is available to the Client as an option at extra cost.


All prints and reorders shall be treated as an extension of this contract and no responsibility for error will be accepted unless orders are given in writing.                        


The copyright Designs and Patents Acts assign the copyright of the images to the Photographer.

Any images or copies of mages whether stored digitally or otherwise and any computer program including any source or object code, computer files or printed documentation relating to such images are protected by the Copyright and Design Act 1988. It is contrary to the Act to copy or allow to be copied photographically/electronically or by any other means an image created as part of this contract without the permission of the photographer/s in writing.              


The Photographer/s shall be granted artistic license in relation to the poses photographed and the locations used. The Photographers judgement regarding the locations/poses and number of images taken shall be deemed correct. Due to the vagaries of the weather and the willingness of subjects it may not be possible to capture all the images requested.                   

Force Majeure or Act of God

The due performance of this contract is subject to alteration or cancellation by either party owing to any cause beyond their control. Although all equipment is checked regularly and reasonable steps are taken to ensure backup equipment is available, the Photographer will not be responsible for photographs that are not produced due to technical failure.


In the unlikely event of the assigned Photographer being unable to attend your wedding due to unforeseen circumstances, we reserve the right to appoint another Photographer to attend your wedding on our behalf to undertake the wedding photography to his/her best ability.

Limitation of Liability

In the unlikely event of a total photographic failure or cancellation of this contract by either party or in any other circumstance the liability of one party to the other shall be limited to the total value of the contract. Neither party shall be liable for indirect or consequential loss.                

Personal Accident

Any directions issued to clients, their guests or employees during a photographic shoot are deemed to be at said persons own risk. The Photographer cannot be held responsible for any personal accidents during a photographic shoot.      

Governing Law

This agreement shall be governed in accordance with the laws of England and wales.

Additional agreement to changes of Terms and Conditions

I agree to the terms and conditions as supplied by the photographer and will ensure I read any modifications sent to the email address I have supplied. I agree that I must notify the photographer with any discrepancies within 1 week of notification.

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